What's New?

Julie Whitmer

What’s New?
The majority of consumers think it's much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more than 3,000 people. Respondents thought they needed much higher credit scores and bigger down payments than necessary. They also didn’t know much about the minimum debt levels lenders require. 14% thought their FICO score needed to be higher than 680, and 32% thought it needed to be higher than 620. The minimum FICO score is actually 550. Both current homeowners and renters were equally uninformed. (CNBC)
What’s New?
An analysis of multiple transactions involving iBuyers shows that their offers would net their customers, on average, 11% less than owners who choose to sell their homes on the open market, when fees and other costs are considered, translating to tens of thousands of dollars lost. (Marketwatch)
What’s New?
There are now about 5.9 million borrowers who could see their rates drop by at least 75 basis points by refinancing their mortgages. That is an increase of 2 million in just the past month, according to Black Knight. That is the largest population of eligible candidates in nearly 3 years and represents an aggregate of $1.6 billion in potential monthly savings. Per borrower, the savings is about $271 per month. The average rate on the popular 30-year fixed has fallen from a recent high of 4.23% on May 21 to 3.94% now, according to Mortgage News Daily. (CNBC)


Featured Properties

2697 Caballo Ranchero Drive, Diablo, CA 94528
5 Bed | 6+ Bath | $6,750,000 | Compass Listing
This elegant home blends the romance of East Coast charm with the best of California living. Remodeled in 2014 and elegantly appointed with heavy moldings throughout, marbled details, beamed, pitched ceilings. Enjoy views at each corner. Everything needed for luxurious living can be found on the main level which offers a chef’s kitchen with butler’s pantry, family room, dining room, library and brick climate-controlled wine room. Three bedrooms including a guest suite and large laundry complete the first floor. This ultimate backyard for outdoor entertaining offers a kitchen, 3 fire pits, fireplace, infinity edge pool and a vineyard with 450 vines.

78 Monza Court, Danville, CA 94526
4 Bed | 3.5 Bath | $1,748,000 | Compass Listing
Location! Location! Location! Tucked away near the back of community and off the beaten path. Ideally located within a block of the HOA pool, tennis & sports courts, tot lot & clubhouse. Shows like a model and turnkey, ready for you to move right in! High ceilings, abundant windows and tons of natural light. Fabulous kitchen features newly installed stainless steel appliances opens to the family room and backyard. Beautiful hardwoods on the main floor. Custom built-ins in the family room and office. Plantation shutters. Upgraded lighting. Tranquil backyard amidst a private setting with views of the hills and Mt Diablo.

1866 Poplar Drive, Walnut Creek, CA 94595
2 Bed | 2 Bath | $849,000 | Compass Listing
Wonderful home with hardwood floors, stone fireplace in the living room, sky light to make the home light and bright, updated kitchen with granite counter tops, stainless steel appliances, gas stove, large island for extra counter space. Expansive decks with the most beautiful ancient oak tree and view, view view. Updated master bath and hall bath. Dual pane windows and french doors that lead out to your back deck and yard. Lower yard flat with stone patio & deck. Below is extra storage, work shop, man cave or possible extra room with a little imagination. Close to Parkmead Elementary School, downtown Walnut Creek shopping and restaurants.

1028 Skyland Way, Zephyr Cove, NV 89448
7 Bed | 7 Bath | $25,750,000 | Compass Listing
The William Harrah Family's one-time entertainment enclave in Zephyr Cove is refreshed in stunning style that embodies its alpine setting without forsaking family living. The inviting 22,000 sf home is reimagined from every angle with resort-quality spa, theater, exterior jet pool, and the Basin's only meditative in-home Himalayan Salt Cave. With indescribable views of Lake Tahoe, a private, break-walled pier, and more unique touches than this description allows, Villa Harrah is beyond one-of-kind luxury.

© Compass 2019 | All Rights Reserved by Compass | Made in NYC
Compass is a licensed real estate broker (01991628) in the State of California and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdraw without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. Exact dimensions can be obtained by retaining the services of an architect or engineer. This is not intended to solicit property already listed.


We offer the highest level of expertise and service with integrity. Julie Whitmer understands the importance of working as a partner with her clients. Julie’s experience in real estate construction, design and investing adds tremendous value for her clients.

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